Hey there, fellow nomads and adventurers! Always on the go and always in a new place, do you need reliable travel insurance that caters to digital nomads? We’re here to help you figure out if the company, SafetyWing, based in Norway and the US is a good option for you, and what other SafetyWing alternatives you can consider. So let’s get in. Keep your notepad ready, you might want to make some notes for this SafetyWing review!
Is SafetyWing the Best Insurance for Digital Nomads?
If you’re a digital nomad or a globetrotter constantly on the move, SafetyWing Insurance is designed with you in mind. It is insurance for nomads, by nomads. So they understand your requirements and what you’re looking for. They cater to the unique needs of nomads, offering flexible and affordable coverage that suits your adventurous lifestyle. Based on the principles of the founders who all come from Norway, one of the top performing countries in the world when it comes to health insurance. From remote workers to long-term travelers, SafetyWing has crafted insurance plans that provide peace of mind while you chase your dreams. It is a legitimate insurance for digital nomads, which can help you are temporarily living abroad.
What are the main benefits of SafetyWing?
- Coverage Tailored for Digital Nomads
SafetyWing Insurance understands the unique needs of digital nomads and offers comprehensive coverage that aligns perfectly with your lifestyle. Their plans include essential benefits such as emergency medical coverage, hospitalization, emergency evacuation, and trip interruption coverage. With SafetyWing, you can have peace of mind knowing that you’re protected in unforeseen circumstances, no matter where your adventurous journey takes you. If you want to go backpacking in South America, this travel insurance for nomads can give you a piece of mind.
- Flexibility and Affordability
One of the standout features of SafetyWing Insurance is its flexibility. Unlike traditional insurance providers, SafetyWing offers a subscription-based model, allowing you to pay for coverage on a rolling monthly basis. This flexibility is ideal for digital nomads who often have unpredictable travel plans or might be unsure of their exact duration abroad. You can activate or pause your coverage as needed, providing cost-effective protection without the hassle of annual commitments. This subscription-based model is revolutionary in the world of travel insurance.
- Global Coverage
SafetyWing Insurance covers you wherever you go. Whether you’re exploring bustling cities, relaxing on tranquil beaches, or trekking through remote wilderness, SafetyWing has you covered. Their policies provide worldwide coverage, ensuring that you receive the necessary assistance and support no matter which corner of the globe you find yourself in.
- COVID-19 Coverage
It is safe to say COVID-19 is a thing of the past (fingers crossed), as almost all countries around the world have lifted all rules and regulations regarding COVID. However, you can still catch any one of its variants. In these challenging times, it’s crucial to have insurance that addresses COVID-19 concerns. SafetyWing Insurance covers COVID-related medical expenses, including testing and treatment, as long as you contract the virus during your policy period. This inclusion provides an added layer of protection and peace of mind while traveling.
- Customer Experience and Support
SafetyWing prides itself on its dedication to customer satisfaction. They offer 24/7 global assistance, so if you are just on a hike in Australia, and you need insurance, help is always just a phone call away. Their responsive customer service team is readily available to address any queries, concerns, or claims promptly and efficiently. With SafetyWing, you can feel confident that you’re supported throughout your travel journey.
Which one is better? SafetyWing or World Nomads?
There is another well-known provider in the travel insurance industry: World Nomads.
So what does SafetyWing have that World Nomads doesn’t? Both companies offer specialized coverage for nomads, but they have their own unique features and benefits. World Nomads has been a trusted choice for adventure seekers, offering extensive coverage for a wide range of activities. On the other hand, SafetyWing focuses specifically on digital nomads and offers budget-friendly plans with tailored benefits for their lifestyles.
Let’s compare them in a little more detail.
Coverage and Benefits
Both SafetyWing and World Nomads offer comprehensive coverage for emergency medical expenses, trip interruption, and emergency evacuation. They understand the unique risks faced by travelers and provide coverage tailored to adventurous lifestyles. However, SafetyWing specifically caters to digital nomads, with flexible subscription-based plans that adapt to your changing travel plans.
Flexibility
SafetyWing’s subscription-based model sets it apart from World Nomads, which operates on fixed-term policies. With SafetyWing, you can activate or pause coverage as needed, paying monthly and avoiding the commitment of an annual policy. This also makes it much more affordable. This flexibility is ideal for digital nomads who have unpredictable travel plans or frequently change their destinations. On the other hand, World Nomads offers various policy durations, allowing you to select a coverage that aligns with your travel itinerary. World Nomads generally has higher prices due to its wider range of coverage options and additional add-ons.
Does SafetyWing Have COVID-19 Coverage?
SafetyWing provides coverage for COVID-related medical expenses, as long as you contract the virus during your policy period. World Nomads also offers coverage for COVID-19, including emergency medical expenses and trip cancellations due to the virus. However, specific coverage details may vary, so it’s essential to review the terms and conditions of each policy.
What Additional Features Does SafetyWing Have?
World Nomads offers a range of optional add-ons, such as coverage for high-value items, adventure sports, and gear protection. They also provide a comprehensive 24/7 travel assistance service to address any queries or emergencies. SafetyWing, on the other hand, focuses on simplicity and affordability, offering a streamlined policy without additional add-ons.
What are the Customer Reviews and Reputation of SafetyWing?
Both SafetyWing and World Nomads have a solid reputation within the travel community. SafetyWing is appreciated for its dedication to digital nomads and responsive customer support. World Nomads, with its extensive experience, is known for its reliable coverage and prompt claim settlement. Checking customer reviews and experiences can provide valuable insights into the overall satisfaction and service quality of each provider.
Why is Insurance Important for a Digital Nomad?
As digital nomads, having reliable travel insurance is essential for our peace of mind while exploring the world. Choosing between SafetyWing and World Nomads ultimately depends on your specific needs and travel preferences. If you’re a digital nomad seeking flexibility and affordability, SafetyWing’s subscription-based model may be the ideal choice.
On the other hand, if you value additional coverage options and the ability to customize your policy, World Nomads might better suit your needs. Consider factors such as coverage, cost, flexibility, and customer reviews to make an informed decision.
While comparing SafetyWing with World Nomads, it’s clear that both providers have their strengths, but SafetyWing’s focus on digital nomads gives them an edge. So, that’s one more important thing you can cross off of your travel checklist!
Remember, travel insurance is essential for protecting yourself and your belongings during your adventures. Carefully assess your requirements, compare the features of each provider, and select the insurance that provides the peace of mind you need for your journeys. You can do that based on this SafetyWing review or other nomad insurances across the internet. Safe travels!
